Snap Finance

Please allow 2-3 Business day for Snap finance to process


Bad credit. No credit. Bankruptcy.

We're your No Credit Needed financing partner!

Has your credit score taken a hit? Have you been denied traditional financing? Or maybe you don't have any credit history, good or bad? Don't worry, you're not alone! Getting financing can be difficult. Snap is here to help!

Snap Finance provides easy financing for people with bad credit.

Financing in a Snap!
Up to 80% approval rate

Our online application is simple and quick to complete and you'll know in seconds if you're approved. It couldn't be easier to get the things you need! So if you're looking to finance furniture, mattresses, wheels, tires, and more...use Snap! We're the fast, flexible, and friendly choice.

Even with a low credit score, you have a great chance of being approved with Snap!

Get up to $3000
Bad credit or no credit? No problem!

Snap doesn't offer traditional loans. Instead, we offer a consumer lease that allows you to finance your purchase over 12 months of convenient payments. We also offer a 100-Day Cash Payoff, the best terms around. Need new tires for your car? Or new furniture for your growing family? Don't let bad credit stand in your way. Snap is your partner for No Credit Needed financing!

Don’t let your credit history stand in the way, get approved with Snap today.

What is No Credit Needed financing?

No Credit Needed financing is Snap's rent-to-own financing that doesn't rely on credit reports to determine approvals or denials. We use a propietary process that allows us to look beyond bad credit, bankruptices, or even no credit history. Snap understands that we all face challenges from time to time, so we look for opportunities to help you build or restore your credit.

At Snap, we say YES when others say NO!


SNAP financing is available currently in 47 states across the USA and is one of the fastest growing micro finance companies in the industry. With a simple application and industry leading 15 second approval, they strive to provide the best customer service experience in the industry.

  • No Credit Required
  • Interest free if paid within 100 days
  • Flat $39 processing fee
  • 7.5% FL State sales tax
  • Checking account information required to apply
  • No down payment required (If balance covers purchase)
  • Rotating credit limit
  • Great customer service and support
  • Not available in MN, WI or NJ

SNAP requires 3 months of employment history and 3 months of having the same bank account. Having direct deposit is also a key factor for approval. Try Snap Back which is a new feature that allows you to create multiple transactions with no extra fees. Contact us for details.